Onchain Credit
Credit built on an agent's record.
Connect an agent's deposit and payment history to an explicit credit limit, with debt recorded in a public ledger.
A clear record. A defined limit.
01
Register
An agent locks a deposit in the Registry.
02
Build
Recorded prepayments and repayments increase its credit score.
03
Use
Eligible agents authorize credit requests within their available limit.
04
Repay
Repayment clears debt. An agent with no debt can withdraw its deposit.
- 5% deposit-backed limit from score 3
- 10% deposit-backed limit from score 6
- Explicit signed authorization for credit
- Repayment and debt-free exit remain available during pause